The National Savings Centre in Rawalpindi recently conducted the much-anticipated draw for the Rs. 40,000 denomination prize bond on March 10, 2026. This quarterly event attracted widespread attention from investors across the country eager to win substantial cash prizes. The draw, held regularly every three months, offers bondholders the chance to secure significant financial rewards alongside the safety of their investment.
In this latest draw, a single lucky winner claimed the grand first prize of Rs. 80 million, equivalent to 8 crore rupees. The winning bond number for this top prize was 367558, marking a life-changing moment for the fortunate individual. Such mega prizes highlight the appeal of premium prize bonds as an attractive investment option in Pakistan, especially for those seeking both security and the excitement of winning big.
Following the grand prize, three other investors each secured the second prize, which amounts to Rs. 30 million or 3 crore rupees per winner. The winning bond numbers for the second prize were 463623, 676830, and 855627. These substantial rewards underscore the lucrative potential of prize bonds and the growing popularity of this investment vehicle among the public.
Additionally, the draw featured a third prize tier, where 660 winners each received Rs. 500,000 (five lakh rupees). This broad distribution of prizes ensures that many participants benefit from the scheme, reinforcing the inclusive nature of the prize bond system. The complete list of third prize winners can be accessed through the official National Savings portal, allowing all participants to verify their bond numbers easily.
It is important to note that the Rs. 40,000 premium prize bond draw is part of a structured investment program overseen by the State Bank of Pakistan (SBP). Investors in these bonds not only stand a chance to win prize money in quarterly draws but also earn a six-monthly profit at rates determined by the federal government. This profit is credited either six months after the bond’s issue date or following the last profit payment, providing a steady return alongside the possibility of winning large cash prizes.
Prize bonds are widely regarded as a secure investment option in Pakistan, offering a unique combination of capital preservation and the thrill of winning. Unlike many other investment avenues, prize bond holders face no risk of losing their principal amount, making it an appealing choice for conservative investors and those looking to diversify their portfolios.
For winners, the process of claiming prize money is straightforward and hassle-free. There is no need to submit any claims or paperwork, as the prize amounts are automatically credited to the bank accounts registered at the time of bond purchase. This seamless system ensures timely payment and adds to the convenience of investing in premium prize bonds.
However, it is essential to be aware of the applicable tax regulations. As per the Finance Act 2025, a withholding tax of 15% applies to prize money winnings for taxpayers registered on the Active Taxpayers List (ATL), while non-ATL taxpayers face a higher deduction rate of 30%. These tax rates also extend to the six-monthly profit earned on the bonds. On a positive note, registered premium prize bonds are exempt from compulsory Zakat deductions, providing some relief to investors during the holy month of Ramadan and beyond.
Overall, the March 2026 Rs. 40,000 prize bond draw has once again demonstrated the popularity and benefits of this investment scheme. With millions of rupees distributed among winners, it continues to offer a compelling opportunity for Pakistani savers to grow their wealth safely while enjoying the excitement of potentially winning life-changing sums of money.